Calisi by Zoya at Dubai South

Payment Plan

The 20/28/10/42 post-handover payment plan at Calisi by Zoya Developments is the development’s most commercially powerful and the most investor-intelligently conceived feature, whose four-stage architecture and whose extraordinary 42% post-handover proportion create the most income-efficient investment structure available from a Zoya Developments product in the current Dubai South market.

The 20% down payment at sales launch secures the buyer’s chosen studio or 2 bedroom configuration within Calisi at the launch stage, with the construction programme already active from the moment of commitment giving the booking payment the additional confidence of a development whose build has commenced rather than one that is awaiting ground-breaking. At AED 685,000 as the starting price, a 20% down payment of AED 137,000 is the initial capital commitment that places the buyer within a Zoya Developments fully furnished apartment at Dubai South with the full benefit of the developer’s proven delivery track record and the address’s structural employment demand supporting the investment. The 28% during construction distributes the construction-phase commitment across the remaining development period to September 2027 in a payment cadence whose regularity reflects the developer’s commitment to making the pre-handover financial obligation as consistently manageable as the quality of the product and the credibility of the delivery timeline justify. The 10% on handover at September 2027 is the most modest possible final barrier to possession, with only 10% of the purchase price standing between the buyer and the full ownership of their fully furnished Calisi apartment at the moment of completion, making the transition from construction-phase investor to possession-phase owner and landlord as financially undemanding as any comparable payment structure in the current Dubai South market.

The 42% post-handover is the payment structure feature whose significance for the investor’s total return calculation is the most immediately and the most enduringly compelling dimension of the Calisi investment case. Distributing 42% of the purchase price across the post-handover period means that the investor whose Calisi apartment is tenanted from the earliest possible moment after September 2027 possession is servicing the remaining and the most substantial portion of the purchase cost from the rental income that the Dubai South professional and aviation community generates from the first month of occupancy, with the fully furnished provision giving the apartment the immediate rental-readiness whose income commencement requires no additional capital investment or furnishing delay. At AED 685,000 as the starting price, the 42% post-handover balance of AED 287,700 is distributed across the post-handover payment period, creating the most income-efficient and the most practically rewarding investment structure available from any Zoya Developments product in the current Dubai South new launch market.