Izel by Zoya at DLRC

Payment Plan

The 60/40 post-handover payment plan at Izel Residences is the financial structure whose investor-friendliness most clearly distinguishes the project from comparable DLRC new launches, and whose detailed breakdown across 4 stages deserves a thorough understanding because the practical implications across the full ownership timeline are significantly more favourable than the 60/40 headline alone communicates.

20% is due on the booking date, which at the AED 646,000 starting price means the initial capital required to secure an Izel studio is AED 129,200. For a quality Zoya Developments apartment in a growing DLRC address with Q3 2028 possession and a 36-month post-handover spread, AED 129,200 is the most manageable initial commitment available for the quality and location combination Izel delivers.

30% is paid during construction via easy instalments that track the project’s progress from launch through to Q3 2028 possession. This 30% construction-phase commitment is the portion of the financial obligation that builds across the development timeline in manageable and predictable amounts, giving buyers the confidence that their payments are aligned with real construction progress.

10% is due at handover at 100% completion in Q3 2028, which is the headline feature that makes the Izel handover moment the most financially accessible in the DLRC new launch market at this quality level. Only 10% is required to take possession of the fully completed apartment, which means the buyer transitions into the property at minimal additional capital cost at exactly the moment the asset becomes productive.

40% is paid post-handover across 36 months, which is the structure element whose investment benefit is most directly and most practically significant. From Q3 2028 handover, the investor has possession of the apartment, the tenant placed, and the rental income flowing, across the same 36 months that the 40% post-handover balance is being distributed. In the DLRC professional tenant market, a quality Izel apartment’s rental income across 36 months can meaningfully offset the monthly post-handover obligation, improving the investment’s effective net cost and overall return profile in a way that any conventional payment structure requiring full price commitment before possession cannot replicate.

The Q3 2028 possession date provides a near-term and specific delivery horizon from a developer whose commitment to the Izel quality standard and the Q3 2028 timeline is backed by the 60/40 post-handover structure whose design inherently incentivises timely completion.