Infinity Tower at Al Humaid City by GJ

Payment Plan

The 5/36/10/49 post-handover payment plan at Infinity Tower by GJ Real Estate is the development’s most commercially powerful and the most investor-intelligently conceived feature, and its four-stage architecture creates a financial framework whose cumulative effect is the most income-efficient and the most practically investor-rewarding payment structure available from a freehold Ajman developer in the current Northern Emirates new launch market.

The 5% down payment at sales launch is the most minimal initial commitment available from a freehold Ajman developer at the AED 1.1 million price level, and at this starting price, a 5% booking payment of AED 55,000 is the initial capital outlay that secures a freehold Infinity Tower apartment at Al Humaid City with the full benefit of the freehold ownership certainty, the developer’s quality commitment, and the January 2028 delivery confidence supporting every dimension of the purchase confidence from the moment of commitment. The 36% during construction distributes the construction-phase commitment across the development period to January 2028 in a regular and predictable instalment schedule whose modest construction-phase total, at just over a third of the purchase price across the full build period, creates the most practically manageable and the most budget-integrable pre-handover financial obligation available from any freehold Ajman developer at this price level in the current market. The 10% on handover at January 2028 is the most modest possible final barrier to possession available within the Infinity Tower payment structure, with only 10% of the purchase price standing between the buyer and the full freehold ownership of their apartment at the January 2028 delivery date. The payment’s modest scale at the handover milestone, whose AED 110,000 at the starting price is the minimum capital mobilisation required to transition from construction-phase investor to full freehold owner, is the developer’s most direct commercial expression of the commitment to making the possession of an Infinity Tower freehold apartment as financially undemanding as possible at the moment that matters most.

The 49% post-handover is the payment structure feature whose significance for the investor’s total return calculation is the most immediately and the most enduringly compelling dimension of the entire Infinity Tower investment case. Distributing 49% of the purchase price, almost half the total cost of the investment, across the post-handover period means that the investor whose Infinity Tower apartment is tenanted from the earliest possible moment after January 2028 possession is servicing the most substantial remaining portion of the purchase cost from the rental income that the Al Humaid City professional and residential tenant community generates from the first month of the possession phase. At AED 1.1 million as the starting price, the 49% post-handover balance of AED 539,000 is distributed across the post-handover payment period, creating the most income-efficient and the most practically rewarding investment structure available from any freehold developer at any Ajman address in the current new launch market, and whose rental income offset creates the effective capital cost reduction whose scale makes the Infinity Tower post-handover investment the most completely and the most specifically income-aligned freehold apartment commitment currently available in the Northern Emirates.