Flori at Town Square by Nshama

Payment Plan (Clear, Human, and Easy to Follow)

• Option A (Standard 40/60 – end users):
  • 10% at booking (on SPA)
  • 30% during construction (in paced installments)
  • 60% on handover

  Why it works: Lower cash burn during build, bigger chunk at handover (often with mortgage drawdown).

• Option B (60/40 – for smaller handover payment):
  • 10% at booking
  • 50% during construction
  • 40% on handover

  Why it works: Slightly more during construction; easier on completion for mortgage approvals.

• Option C (Mortgage-ready – bank led):
  • 10–20% booking + bank approvals during construction
  • Bank pays remainder on construction milestones
  • Buyer pays installments post-handover

  Why it works: Spreads cost over more time if eligible.

Notes: Ask for a milestone schedule, confirm late-payment grace and admin fees, and if financing, get pre-approval early.