Coral Isle by Grovy at Dubai Islands

Payment Plan

This is one of the strongest parts of the offer because it’s simple and spreads the load well.

Overall payment plan: 60/40 with 2 years post handover Meaning: you pay 60 percent across booking and construction milestones, then the final 40 percent is spread over 24 months after handover.

Here’s the exact breakdown:

• Down payment: 20% on booking
• During construction: 40% total
  • 10% within 3 months from booking
  • 10% within 9 months (40% construction completion)
  • 10% within 13 months (60% construction completion)
  • 10% within 17 months (80% construction completion)
• Post handover: 40% over 24 months
  • paid as 5% quarterly instalments after handover

Handover: Q1 2027

This is a strong plan because it keeps capital flexible. Post-handover payments also give investors the option to start renting the unit while still paying instalments, which improves cash flow dynamics.