Celesto 4 by Sareed Tarrad at DLRC

Payment Plan

The 20:30:50 structure is one of the most back-loaded plans in the current Dubai off plan market, and for investors that back-loading is a meaningful advantage.

Down Payment: 20% at sales launch During Construction: 30% in staged instalments Final Payment: 50% at December 2028 handover

Only 20% is required upfront, and the construction phase payments cover just 30% of the total, meaning the majority of the capital commitment is deferred until the asset is complete and generating value. For investors managing capital across multiple positions, that structure is genuinely efficient. Construction started in January 2026, which means the build timeline is real and the December 2028 handover is a credible target rather than an aspirational one.